About Us

Our well-established relationships with both debt lenders and equity providers, coupled with our extensive experience and knowledge of the real estate finance market, means we can access and negotiate the most attractive sources of capital for our clients.


Lender Relationships

£1m + 

Debt Quantum

Focusing predominantly in the UK, we have experience in advising and structuring loan facilities ranging from £1m upwards. We specialise in bridging, commercial and residential investment and development finance. No matter the requirement, we will lead and manage the entire process for our clients from inception through to completion. At Kalms Property Finance we pride ourselves on establishing valued and long-lasting relationships. We enhance the client experience by tailoring our service to their varying, and often complex, requirements. This hands-on personalised approach means we can structure and deliver a facility in line with their business plan.

Meet our Team

Samuel Kalms


Sam founded KP Finance in 2016 and has spent over 10 years as a debt advisor within the real estate industry. Always looking to add value and deliver the most suitable finance facility for each borrower and transaction, Sam focuses on really understanding his clients’ business plan.

The knowledge he gained as a proprietary trader in the early part of his career coupled with his experience and strong understanding of real estate, has enabled him to structure complex and bespoke funding packages. Utilising his vast network of established professionals within the industry Sam is able to bring other stakeholders in where needed to assist with the process and provide additional supportive services.

Sam’s clients are based in both the UK and overseas including Property Companies, Family Offices and Funds. He has arranged finance across a wide range of sectors including: Residential, PRS, Office, Industrial, Student Accommodation, Retail and Hotels.

Outside of work you used to find Sam on the football pitch or golf course. Nowadays he spends most his spare time looking after his three young daughters.

I have always found Sam to be efficient, a quick responder and solves problems when presented. I have full confidence in him to find me the most suitable deal and manage the process. Having worked with him for many years now I highly recommend his services.

Mr G Gaty, Investor

It has been a true pleasure working with Sam at Kalms Property Finance on a range of transactions from development to asset management. We were thrilled with the way they were able to source the required senior debt finance on all transactions which met all our criteria. They took time to understand each deal to the minute details before presenting us with a range of funders who would be best suited.

Mr S Farage, Developer

As an Overseas investor it is important we are supported by knowledgeable, trustworthy and well-connected professionals on the ground. I can confidently say Kalms Property Finance tick all these boxes.

Mr I. Hersh, Investor

A very professional and personalised financial service, highly recommended. Look no further.

Mr B Khakouei, Investor

To me, what I love about your practice is that Sam and Hollie are always available to answer any queries and your client care is so much better than any other firms we have used in the past! Wish I got to know about you guys earlier!

Mr T Tan, Investor

For the uninitiated, the task of raising finance can feel like a never-ending barrage of information requests from financial institutions, culminating in them probably knowing what you put on your Weetabix in the morning. The guys @ KPF take the sting out the process to allow their clients to better gauge the most appropriate lender for them, whilst also allowing their clients to better comprehend all aspects of the deals they are entering into.

Mr R Taube, Developer